EVS has served a wide range of lenders and owners, including Fannie Mae, Freddie Mac, HUD, conduits, banks, and life insurance companies. No matter what type of deal you are trying to structure, we can deliver a useful appraisal report in the appropriate format. The following is a partial list of clients, whom of which have been served by our appraisers: Lenders/Mortgage Companies: Government Agencies: Alliant Capital (f/k/a EF&A Funding)  Federal Deposit Insurance Corp. SunTrust Bank                           Resolution Trust Corporation ARCap Servicing                           Internal Revenue Service Washington Mutual                        Federal Savings and Loan Insurance Corp. Column Financial                       Texas Dept of Housing & Community Affairs Wells Fargo RETECHS               US Department of Housing & Urban Development JP Morgan Chase                          City of Houston Lawrence Mortgage  Wallis State Bank                   Corporations: M&T Realty Capital                                Employers Casualty Company Bercadia (GMAC Commercial Capital)  Gulf Coast Transportation Company Davis-Penn Mortgage Company         National Convenience Stores, Inc. Coastal Banc, SSB                             Portshire Corporation AmSouth Bank                           Goodrich Operating Corporation Amegy                                      Le Triomphe Property Group, LLC KeyBank National Association        Donaldson, Lufkin, & Jenrette Berkshire Mortgage Finance  Standard Mortgage Corporation           Developers/Builders/Brokers: Rend Mortgage Capital                       Meridian Development PPM Finance                                  General Homes IMPAC Multifamily Capital Corporation  McAlister Company Woodforest National Bank  James McCormick Heller Financial  CNI Commercial Real Estate Bluebonnet Savings Bank, FSB  Patrick Thomas Properties California Federal  Peyton Cottrell Interests Continental Savings  NBC Bank - Houston  Attorneys: Broward Federal Savings and Loan  Lidell-Sapp Western Federal Savings and Loan  Pope, Shoemake, Selwin, Kerr, & DeNisco Freddie Mac  Fuqua & Keim, LLP River Oaks Bank  Clements, O’Neill, Pierce, & Nickens Southern National Bank Jackson Walker BB&T Arbor Commercial Mortgage Oak Grove Capital Fannie Mae © Evergreen Valuation Services and David L. Pallante & Associates, LLC 2011 Typical client affirmation: We find they consistently produce a high quality report with current market data, good comparable information, and well-supported conclusions.  They are very cognizant of Fannie Mae’s requirements and our specific preferences and requirements for the reports.  They have always been very cooperative if we needed any revisions or changes to their reports; however, they have a lot of integrity and will not change their assumptions or conclusions at our request unless they really believe that the requested changes are reasonable and supportable.  They are very good about letting us know if any issues arise that would result in a delay in delivery of a report and the firm does a good job of meeting deadlines. ------------------------------------------ Thanks so much for your comprehensive response to my inquiry.  Be assured that when people – like you – take the time to articulate a response like this one, they quickly become “short listed” on my list of preferred professional service providers.